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Consumer accounts

To help you choose the account best suited for you, here is an overview of account features and service charges.


Non-interest-bearing checking accounts
  • Unlimited automated services
  • $0.60 per check, $1 per withdrawal using teller
  • Non-interest-bearing account
  • Preauthorized payments and automatic instalments
  • Minimum opening deposit: $50
  • Monthly service charge: $7
  • Free online account statement
  • Monthly paper statement fee: $2
  • Unlimited automated services
  • Limit of 2 monthly checks; thereafter $0.60 per check, $1 per withdrawal using teller
  • Non-interest-bearing account
  • Preauthorized payments and automatic instalments
  • Minimum opening deposit: $50
  • No monthly fee if minimum daily account balance is maintained
  • Monthly statement of account
  • Free online account statement
  • Monthly paper statement fee: $2
  • Unlimited number of transactions regardless of the access method used
  • Non-interest-bearing account
  • Preauthorized payments and automatic instalments
  • Minimum opening deposit: $50
  • No monthly fee if minimum daily account balance is maintained
  • Monthly statement of account
  • Statement online and paper: no charge

Interest-bearing checking accounts
  • Unlimited automated services
  • Limit of 2 monthly checks
  • $0.60 per additional check, $1 per withdrawal using teller
  • Preauthorized payments and automatic instalments
  • Interest compounded daily and credited monthly
  • Minimum opening deposit: $100
  • No monthly fee if minimum daily account balance is maintained
  • Monthly statement of account
  • Monthly paper statement fee: $2
  • Unlimited number of transactions regardless of the access method used
  • Preauthorized payments and automatic instalments
  • Interest compounded daily and credited monthly
  • Minimum opening deposit: $100
  • No monthly fee if minimum daily balance is maintained in account
  • Statement online and paper: no charge

High-yield savings accounts
  • Maximum of 6 debits per month to third parties
  • Interest compounded daily and credited monthly
  • Minimum opening deposit: $1,000
  • No monthly fee if minimum daily account balance is maintained
  • Monthly statement of account
  • Monthly paper statement fee: $2
  • Unlimited number of transactions regardless of the access method used
  • Preauthorized payments and automatic instalments
  • Interest compounded daily and credited monthly
  • Minimum opening deposit: $1,000
  • Includes additional services
  • No monthly fee if minimum daily balance is maintained in account or in a certificate of deposit of at least $2,500 for a 1-year term or longer
  • Monthly statement of account
  • Monthly paper statement fee: $2

Other accounts
  • Interest compounded daily and credited quarterly
  • Without check-writing privileges
  • Minimum opening deposit: $50
  • No monthly fee if minimum daily account balance is maintained
  • Maximum of 6 debits per month to third parties
  • Maximum of 2 free withdrawals per month
  • Quarterly statement of account
  • Minimum amount required varies depending on the term
  • 32-day to 5-year terms
  • Interest calculated daily, but interest paid varies depending on term

Open an account at Desjardins Bank.

Find out about transactions you can make from your Desjardins Bank account.