Desjardins Bank homeProducts and servicesConsumer accounts >  Regular Savings Account

Regular Savings Account

Quick facts

  • Account type: savings account
  • Interest: compounded daily and credited quarterly
  • Service charge: $4 a month if the minimum daily balance of $300 is not maintained
  • Insured deposits: up to $250,000 per depositor, per insured bank, for each account ownership category

Who should get this account?

Ideal to earn interest at a low cost.

Features

Minimum opening deposit
$50
Minimum daily balance
$300
Check-writing privileges
No
Services included
  • Withdrawals, deposits, preauthorized payments, automatic instalments
  • Preauthorized payments and automatic instalments
  • Desjardins Bank Debit Card
  • Desjardins Bank Online Banking service (registration fees may apply)
  • Desjardins Bank Mobile Banking, including deposits, from your smartphone or tablet, of checks drawn on a U.S. dollar account, up to US$2,500 a day
  • Transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by debit card or similar order to third parties are limited to 6 per statement cycle.
  • Maximum of 2 free withdrawals per month
Service charge
  • Monthly fees of $4 debited from account if minimum daily balance is not maintained
  • No monthly fee assessed the first statement cycle.
Interest
Compounded daily and credited quarterly
Account statement
Quarterly

How to get this product
At the branch At the branch