Consumer loan

Quick facts

  • Interest rate: fixed or variable rate based on loan amount and term
  • Loan term: 1 to 5 years
  • Payment schedule: monthly

Who should get this loan?

Borrowers who want money to finance a personal project.


Interest rate
Fixed rate or variable rate based on loan amount and term.

For interest rates, please contact a Desjardins Bank branch.
Amount available
  • Recommended for amounts over $3,000.
  • Amount granted is determined by:
    • your financial capacity;
    • the amount of financing required;
    • or the useful life of the financed product.
  • Loan payment frequency: monthly.
  • Payments can be withdrawn automatically from your checking account.
  • No prepayment penalties: Pay off your loan whenever you want, in part or in full, without being charged extra fees.
Loan term
  • 1 to 5 years.
  • Desjardins Bank may agree to a longer term depending on your use of the loan and, in some cases, on the collateral provided.
Possible uses
  • Buy furniture.
  • Renovate your home.
  • Purchase a computer.
  • Pay your income tax.
  • Cover health care expenses.
  • Buy a new vehicle or pay for car repairs.
  • Pay travel expenses.
You can get a monthly statement of account.

How to get this product
At the branch At the branch